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Policies & Fees

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Please note that in-person appointments are not available at this time. All sessions will be conducted virtually, either using a HIPAA-compliant and confidential video platform or over the phone. When in-person appointments are available, we will discuss your preferred method of treatment.
Thank you for your understanding, patience and flexibility during these times!  

Tavernier Therapy Group accepts the following insurance: 

  • UnitedHealthcare 

  • United Behavioral Health

Tavernier Therapy Group fees are:

  • 50-minute individual session: $110

  • 30-minute individual session: $75

  • 50-minute relationship (two or more) session: $225

Clients will be fully responsible for co-payments, coinsurance payments, and/or deductible payments. While I will do my best to verify your insurance benefits prior to our first session, I encourage you to call to discuss your mental health benefits with your carrier.

If you are out-of-network, I can provide you with a superbill, a document which contains information needed by your insurance carrier, that you can then submit for possible reimbursement. This does not guarantee that your insurance will reimburse you for your treatment. Every insurance policy is written differently, so it is important that you speak to your insurance carrier regarding out-of-network mental health coverage.

Why Tavernier Therapy Group is primarily out-of-network

Many clients may find it challenging to find a therapist, because there are many providers who do not accept some forms of insurance. I believe it is important for you to understand my reasons for not participating with many insurance carriers. There are several challenges that insurance carriers present that, I believe, can impact the therapeutic process.

  • Diagnosis: Insurance companies require mental health providers to provide a diagnosis in order obtain payment for services. This often presents an issue for clinicians and clients, because it requires clinicians to provide a diagnosis after the first meeting. One session is too soon to understand the full and comprehensive picture of concerns that bring clients to treatment. There are also several clients who attend therapy for personal growth or transitional issues, which may not be applicable for a billable diagnostic code, despite insurance companies requiring this to pay for services. Additionally, some clients may not wish to have a diagnosis on file for particular reasons and circumstances. Considering all of these reasons, it is in the best interest of the therapeutic relationship to work outside of the requirements by insurance carriers.

  • Quality of Care: Insurance carriers often determine the number of sessions clients can attend. Because of this, therapeutic care may need to be altered to compensate for these requirements. Therapists are also typically asked by insurance carriers to provide a treatment plan and to then defend the treatment choices that will be made. Depending on how the insurance carrier interprets the treatment plan, this could impact the frequency clients may be seen as well as the amount of sessions the carrier will cover.

  • Potential Errors in Payment: Payment processing by insurance companies is inconsistent. Clinicians may wait anywhere from seven to thirty days to receive payment for services. Additionally, insurance companies may have errors in processing the payments. While this should be an automated service, the reality is that a number of errors could be made in payments. While this seems to be an issue between the clinician and carriers, if errors persist and payments become an issue, the client will be responsible for any outstanding payments that must be made. These may also be required weeks or months after completing services.

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